Consumer Financing
RINGGIT EASE

Flexible Consumer Financing Solutions for the Modern Society

Financing up to RM200,000

Trusted personal financing exclusively for Malaysian civil servants. Up to RM200,000 with automatic SPGA salary deductions. Shariah-compliant, fast approval, simple process.

Shariah-compliant

Trusted personal financing exclusively for Malaysian civil servants. Convenient automatic SPGA salary deductions. Shariah-compliant, fast approval, simple process.

Your Trusted Partner
Empowering Islamic Financing Through Digital Innovation

Years’ Experience

Platforms and Services

Satisfied Clients

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Why Shoraka?

Shariah-Compliant at the Core

Every product is carefully structured and reviewed to meet the highest Shariah standards.

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Security You Can Trust

Robust systems and controls safeguard your transactions from start to finish.

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Smart, Streamlined Solutions

Purpose-built technology focused on clarity, speed, and operational efficiency.

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Unlock Your Cash Flow

Convert outstanding invoices into immediate working capital. Shariah-compliant factoring for SMEs and cooperatives—no interest, no hidden fees, fast digital approval.
We handle origination, processing, and collections—you focus on strategy and capital.

Trusted Across the Islamic Finance Ecosystem

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